Bank Settlements

It should be very easy to settle the Banking Fiasco. First call all of TARP money debts to be repaid immediately. Impeach everyone who voted for the legislation and ban them from public office. Then all Persons who were foreclosed upon any mortgage written after 1999 would receive the following from the mortgage originators and lenders.
1. Return All Down Payments, Closing Costs, Document Stamps, Attorney Fees, etc
2. Refund: All moving costs up to $2,000 dollars each mortgage.
3. Return: All money back to the courts, police departments sheriffs etc to remove the homeowner.
4. Compensate: the foreclosed person for lost equity and all interest charges accrued during the term of the loan. Add the amount of interest to a new mortgage interest cycle on a new home the owner can afford. Interest being paid at the top of the loan the new mortgage should be at the same point of the old mortgage.
5. Compensate: the homeowner for hardship and punitive damages for pain and suffering.
6. Any Bank who bundled or resold or participated in Credit Default Swaps would be liquidated and Executives of same would be banned from banking.
7. Any Credit Rating Agency who rated Mortgages Bundled as AAA should fined $10,000 dollars for each mortgage.
8. Refund: All lost money to anyone who purchased Bundled Securities directly or indirectly through Mutual Fund or Annuity Investments.
9. Refund: All commissions paid to Wall Street brokers who sold fraudulent securities to investors.
10. Pass Legislation to tax all Wall Street Fees and Commisions until debts to consumers are paid.

That's it, if you can do this with $26 billion great. I suspect 26 trillion would be closer.